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Greg Lawton published in the SSRN: Matters of Law Arising in Motor Finance Secret Commission / Unfair Relationship Cases
10th April 2025

An article exploring some aspects of the law in respect of claims against motor finance companies who paid commissions to credit brokers.

Covers areas including terminology; the negation of secrecy; flaws in the logic in the creation of “half secret” claims in Wilson v Hurstanger [2007] EWCA Civ 299; s.56 of the Consumer Credit Act 1974; the recognition of the credit broker’s agency in Branwhite v Worcester Works Finance Ltd [1969] 1 AC 552; the reason a disinterested and fiduciary duty exists; critique of Finn – Fiduciary Obligations; a proposed clarification of the test for the existence of a fiduciary duty; accessory liability; informed consent; and the problems with applying the Plevin approach to “tipping points” in motor finance cases.

You can read the article in full. For further information about Greg, view his profile.

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